The
same has to be said about business. I know lots of people that have
done well in business and good luck to them. I have no wish to know
what they are worth or what they do with their money; this is their
business. No doubt, from time to time in business, these people will
have to make decisions which, shall we say, are in a slightly grey area,
such is the nature of business. Having said this, I have friends who
are quite successful and they have done it by incredibly hard work
and total fairness and honesty.
So what
the hell is wrong with the banking industry? Why does this industry
seem to be staffed by greedy, selfish halfwits? I'm not talking
about the people that work in your local branches, as they are just
cogs in a wheel, although they are programmed to sell you what you
don't want or need. (If you don't agree with this statement. three
little letters for you, PPI!)
Why
have HSBC this week announced great losses, then given millions of
pounds in bonuses to the people who have lost them a great fortune (if
they have lost this money?). Why do these people constantly get paid
for losing money? I don't understand it! The banks keep on saying
that they have to pay these amounts to get the best. Jesus H Christ!
Are these the best they can get? Look I'm quite good at the four
basics, adding, subtracting, multiplying and dividing, but don't ask
me to do algebra! So why don't you hire me to head up your bank? I
will make the business a fair business with fair costs. I will get
customers to trust the business by not robbing them, and by offering
loans that they can pay back. The loans that I do sell will be at
reasonable rates. I wont send them letters costing them £30 to tell
them that they have no money in the bank, as I will have the sense to
know that they will have realised this already. I wont let greedy
snotty old school tie types have any power so they can freeload and
lose the business money. I will make sure that investments are made
not on risk, but on good common sense.
But, somehow, I don't think my
ideas will be appealing to the banks, because as we all know it's
about a few people making obscene amounts of money, bringing down economies,
overcharging hard working poor people and investing in schemes
where millions are lost for others who can't afford to lose, so
billions can be made for a few! We should remember that, here in
Britain, we, the taxpayers, own a few of these banks and should call
them to task more often over their flagrant disregard, and for their
lack of respect for the many hands that feed them!
We also
this week have Jack straw and Malcolm Rifkind making eyes at lots of
dosh! Look, there's nothing wrong with making money, we all would like
more of it. But Rifkind is supposed to be head of the intelligence committee, and he couldn't be arsed to check out the phoney companies that the
journalists had used to set him up! All he had
to do was look them up on the internet and he would soon think it odd
that a multi-national company doesn't register anywhere on the planet!
Unless, of course, they only exist in the mind of an accountant. If you
don't know what I'm talking about here, these two politicians were
hawking their meat to companies in return for 'favours', a term that
can be used any way you wish.
Here in
the frozen northern town of Huddersfield, amongst the hard working
types, a favour is something one person does for another for free! A
concept that our banks and our politicians don't understand, I'm
afraid.
This
next sentence is quite shocking, especially coming from me! I know
that on the whole, British politicians are quite honest! Now can I
quickly withdraw this statement? They are honest in comparison to
most politicians in lots of countries around the world. There are
politicians here who I wouldn't leave in charge of a dog, never mind
the country, but lots start out in politics for all the right
reasons. Unfortunately they lose their way along the line.
They
called Dennis Skinner a dinosaur - why? In a recent interview he said,
“I'm paid to serve the people of my community". Then went on to say
about earning money for other jobs as well as being an MP, “I think
that £67,000 pounds a year is enough for any person to live off”.
I don't know about you, but the Jurassic era seems like a good place
to live to me!
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